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In the framework of the FinFluencers project, a study was conducted to assess the skills and gaps of youth when making financial decisions. Through different tools such as country analysis, online surveys, focus groups, and interviews, the research identified good practices and disparities regarding the financial literacy of young people from 5 European countries.

The FinFluencers project seeks to improve the financial well-being of young people by designing, developing, and offering them online training content and networking opportunities.

The main conclusions of the research were:

  • As young people have less experience managing their own expenses, they tend to feel less confident when dealing with financial decisions. Hence, practical financial literacy training should start at an early age.
  • Financial education programmes should be adapted to the different life stages. For example, when young people enter the labour market and start making housing decisions, they should have access to specific and targeted training regarding those topics.

The research will support and influence the project’s further development as the key findings will be used to design a Financial Literacy Self-Assessment Tool. The online tool will assess, evaluate, and interpret the financial literacy of a young person and suggest the skills they need to overcome the identified deficiencies.

For more information check out: https://finfluencers.org/

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